ritzfin.com

Business Loan

Business Loans are designed to empower entrepreneurs, Small business owners, SMEs, and MSMEs to achieve growth, manage cash flow, and expand operations. Whether you need funds to purchase machinery, increase inventory, working capital, or open a new branch, flexible business loan solutions can help you meet both short-term working capital needs and long-term expansion plans.

Features

Loan amount from ₹1 lakh to ₹2 crore depending on business profile.

Both secured and unsecured loan options available.

Flexible repayment terms from 12 to 60 months.

Minimal documentation and quick approvals.

No hidden charges and transparent process.

Rate of Interest

10% – 21% p.a., based on turnover, credit score, and business performance.

Documents Required

Applicant/Business KYC (PAN, Aadhaar, GST Certificate, etc.)

Business Registration/License/Shop Act/GST Certificate

Last 2–3 years’ ITR and audited financials

Bank Statement for last 6–12 months

Proprietorship/Partnership Deed/Company MOA (for firms/companies)

Partner Bank & NBFC

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