MSME / Working Capital Loans
An MSME Loan provides the necessary funds to grow and strengthen your business. Whether you need to expand infrastructure, buy new machinery, hire staff, or improve working capital, MSME loans are tailored to your enterprise’s financial needs. To help your business grow, manage day-to-day expenses, and maintain liquidity, we offer SME Loans and Working Capital Loans. These flexible financing solutions are designed to meet short-term and long-term business requirements—whether it’s managing cash flow, purchasing inventory, paying salaries, or expanding operations.
Features
Loan amount: ₹1 lakh – ₹5 crore (depending on business profile)
Tenure: 12 Months
Secured & unsecured loan options available
Quick approval and disbursal process
Balance transfer and top-up facility available
Rate of Interest
10.00% – 16% p.a. (may vary based on applicant profile, business vintage, and loan type)
Documents Required
Identity Proof (PAN, Aadhaar, Passport, Voter ID)
Address Proof (Utility Bill, Aadhaar, Passport)
Business Proof (GST registration, Shop Act, Partnership Deed, Incorporation Certificate)
Financial Statements (ITR, Balance Sheet, P&L for last 2–3 years)
Bank Statements (last 6–12 months)
Collateral documents (if applying for secured loan).