ritzfin.com

Housing Loan

A Home Loan helps you turn your dream of owning a home into reality. Whether you are buying a new house, constructing on your plot, or transferring your existing loan to avail lower EMIs, our housing loan solutions are structured to fit your budget. With longer tenures and competitive rates, you can own your home without financial stress while also enjoying tax benefits.

Features

Loan amount ₹10 lakh to up to ₹10 crore

Tenure up to 30 years for affordable EMIs

Balance transfer facility available for lower EMI

Tax benefits under Section 80C and Section 24(b) of IT Act

Quick processing with doorstep service

Rate of Interest

Starting from 7.50% p.a. onwards (varies based on income, credit score, and lender).

Documents Required

Applicant/Business KYC (PAN, Aadhaar, GST Certificate, etc.)

Income Proof (Salary slips/Bank Statement/ITR)

Property Papers (Agreement to Sale/Sale Deed/Title Papers, Approved Plan, Tax Receipts, etc)

Employment Proof (for salaried) / Business Proof (for self-employed)

Partner Bank & NBFC

Apply For Loan