Loan Against Property (LAP)
A Loan Against Property allows you to unlock the hidden value of your residential, commercial, or industrial property. It’s a smart way to access high-value funds for business expansion, education, medical treatment, or even debt consolidation at lower interest rates compared to unsecured loans. Since the property remains in your name, you can continue to use it while availing the loan.
Features
Loan amount ₹10 lakh to up to ₹10 crore.
Longer repayment tenure up to 15 years.
Attractive interest rates compared to personal loans.
No end-use restriction – can be used for personal or business needs.
Quick processing with transparent documentation.
Rate of Interest
Starting from 9.00% p.a. onwards (varies based on income, credit score, and lender).
Documents Required
Identity & Address Proof of applicant
Income Proof (Salary slips/ITR/Bank Statement)
Property Ownership Documents (Title Deed, Tax Receipts, Approved Layout Plan)
Employment Proof (for salaried) / Business Proof (for self-employed)
Partner Bank & NBFC
